Down Payment Calculator
Calculate the down payment amount for a home price and percentage, along with the loan amount left to finance.
- Loan amount
- $280000
- At 10% down
- $35000
- At 3.5% down (FHA minimum)
- $12250
Formula: Down payment = home price × % ÷ 100
About Down Payment Calculator
Down Payment Calculator is a free online calculator that gives you an instant, accurate result as you type. Calculate the down payment amount for a home price and percentage, along with the loan amount left to finance.
The calculation uses the standard formula Down payment = home price × % ÷ 100 and updates live with every change to the inputs. Everything runs client-side in your browser — fast, private, and free to use as often as you like.
While 20% down avoids PMI on conventional US loans, the median first-time buyer actually puts down closer to 8–9%.
Frequently Asked Questions
Is Down Payment Calculator free to use?
Yes. Down Payment Calculator is completely free, with no sign-up, no downloads, and no usage limits. You can use it as many times as you like on any device with a web browser.
How accurate is this calculator?
The calculator applies the standard formula (Down payment = home price × % ÷ 100) with full floating-point precision and rounds only the displayed result. For most practical purposes the results are exact.
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